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How Much Home Insurance is Enough?

September 19, 2017 By Justin Terp

Few things are worse than filing a home insurance claim and finding out your policy will not cover all of your losses. Unfortunately, that is exactly what can happen if you do not have enough or the … [Read more...]

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Terp Family Insurance5.0

Based on 186 reviews

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Linda B.

2 months ago

Justin was great to work with. He is a caring, friendly and knowledgeable agent. Justin spent time finding insurance that met our needs and was a huge savings for us. Highly recommend him!

Carmen P.

2 months ago

I was referred to Justin by a family member. I popped in to his office and Justin made time for me. He was very helpful and responsive. I will be recommending Terp Family Insurance to others.

Patty M.

5 months ago

Justin did a great job explaining everything to us. He found the best deal to accommodate our insurance needs saving us a ton a money. Friendly, personable and knowledgeable. We recommend calling Justin for all your insurance needs.

Karen W.

8 months ago

We shopped around at various local and online insurance companies. Although it’s sometimes hard to compare companies and rates we feel we did our homework. We went back to Justin a second time with more questions and he had the answers. Very responsive to messages and questions and very personable. I think it’s going to be an excellent fit for our needs.

Michael Z.

9 months ago

Justin was awesome to work with. Very responsive, timely and extremely knowledgeable. He provided a thorough in person review of the policy and was always open to any questions at any time. Easy to work with and outstanding customer service.

Linda

11 months ago

Justin has many companies to help get a good insurance for us. He explained everything for what we needed and got us a good company and a lot more coverage. Justin was very helpful.

Michele B.

12 months ago

We were very pleased with Justin. He found us a reasonable rate and good coverage for our home and auto.

Sheila L.

1 year ago

We are pleased with the auto and home coverage Justin found for us. We got more coverage for less than what we were paying. Justin was very easy to work with and answered all questions very promptly. He took the time to explain all our options. We highly recommend Terp Family Insurance.

Margaret L.

1 year ago

Justin was very helpful and was able to save us substantial amounts on our insurance needs.

Tyler B.

1 year ago

Justin did an outstanding job of answering all my questions and supplying us with a better insurance than what I had previously

Larry B.

2 years ago

Justin was great, both my wife and I feel a lot better with the upgrade on our home policy. Glad we went to him. James and Theresa.

April E.

2 years ago

I had been contemplating switching insurance for many years, looking for more personalized service to meet our family’s needs, grateful I finally made the change. Justin at Terp Family Insurance was the perfect fit. I find comfort and complete confidence knowing our family is well insured!

Karen H.

2 years ago

We are so pleased with what Justin has done for us. We felt so comfortable with him. He took his time with us and explained everything to us so clearly so we understood it. So happy to have him as our Insurance man. Thank you Justin.

Karen J. R.

2 years ago

Wonderful never had an Insurance agent explain everything the way Justin did. So glad I came here will have a good relationship.

Andrew L.

2 years ago

Not only did Justin find us better coverage with a better rate, he took the time to explain what all of the options included. His dedication to providing excellent customer service makes the whole process very easy. We left his office with a great feeling knowing we are working with someone that makes his customers interests his top priority.

Susie S.

2 years ago

Justin was amazing. He had all our questions answered and he was very knowledgeable. Terp Family Insurance is my number one in my book. Justin saved us over 500.00 dollars a year with even better coverage then my last insurance company. We very highly recommend Justin Terp Insurance.

Sydney B.

2 years ago

Great experience working with Justin! Exceptional service, prompt and timely with replies and thorough answering my questions. Highly recommend!!

Ryan P.

3 years ago

Its a great honor to work with JUSTIN at terp family insurance. Great communication, great personality .its always a pleasure to work with justin. I highly recommend going to see justin to get insurance. Thanks again justin for getting my business. #SAVINGMEMONEY .

Mandy S.

3 years ago

Fantastic customer service! I would highly recommend them.

Matthew P.

3 years ago

Justin was awesome to work with. He went over what we were purchasing to make sure we had the right coverage as well as reviewing the coverage for our policies for Home and Auto. He is very timely to respond to questions. Would definitely recommend Terp Family Insurance if you are looking for an insurance agent!

Laurie S.

3 years ago

Justin has been a pleasure to work with! We had been with our previous insurance company for 40 years without any reassessments in the last 25 or so years, no major claims, yet our premiums kept increasing. We checked with Justin for alternative insurance coverage and were pleased with the results. Not only do we have much better coverage, but our premiums are significantly lower. Justin was pleasant, kind, and very thorough. He explained things in a way that was easy to understand. I would highly recommend Justin Terp Family Insurance. Our only regret is that we didn't make the change sooner!

Monica N.

3 years ago

Justin was extremely through in reviewing our current coverage and in moving us to another insurance carrier for our home and vehicles. The new coverage is more comprehensive and the annual premium is less than we were quoted by our former insurance agent and carrier. Justin is very personable and made this change seamless. Would highly recommend Terp Family Insurance!

Mike K.

3 years ago

After using the same company for many years and never being asked to review or change anything as our family grew I decided to reach out to Justin to see what he had to offer. I am glad I did as our current coverage was nowhere near what we needed. Justin took the time to give us “insurance 101” and explain everything to us. To top it off, we have a lot more coverage for close to the same price we were paying!

barbara W.

3 years ago

Justin was a joy to work with. He was able to meet with me at work which was a huge bonus for me. Justin also made sure I knew exactly what I was purchasing and the benefits of it over the policies I did have. Plus he was quick to answer any questions I had. It was a pleasure to work with him.

Lily G.

3 years ago

Jason was great to work with! He was friendly and took time to explain the details and benefits of our policies. Jason found policies with a top rated company that provided superior coverage at a lower rate. As a added bonus I received an additional discount as a nurse. Thank you, Jason!

gary G.

3 years ago

Awesome customer service. Justin takes the time to explain your policies. Accommodates your schedule. Saved us money and got us better coverages. Thanks for your hard work.

Sara K.

3 years ago

Meeting with Justin was hassle-free. Very friendly and easy to talk to. Answered all our questions and then some. Would definitely recommend to friends and family!

Kate V.

3 years ago

Justin has been a pleasure to work with! He was available to answer all of my questions. Insurance can be a bit confusing, but he was able to explain things to me in a way that I understood. He worked hard to find the best solution for my coverage. I look forward to continue working with Justin!!

Judith R.

3 years ago

I have been a client of Justin and Secura insurance for over three years. All of my interactions with Justin have been very professional. Justin is knowledgeable and always willing to help. He is very concerned about each client and definitely gives one very personal attention. Another thing not to forget is that he answers his phone, which is rare in this day.

Judy B.

3 years ago

Over the last year we have had the pleasure to work with Justin. Our parents passed away and we had many things to deal. Justin was there insurance agent and he provided us with exceptional service. We even had to run a claim through him and all was handled very efficiently. He responds quickly and is there for you!

Ben G.

3 years ago

Justin was amazing to work with. He is extremely knowledgeable and the whole process of switching insurances was quick and easy. The speed of response time from Justin with any questions or concerns is unlike any other business I have ever dealt with. If you are looking for a new insurance agent, look no further!

Kimmi F.

3 years ago

I was referred to Justin at Terp Family Insurance and had a very wonderful experience! He is very knowledgeable, took the time to go over every option for the insurance I needed and making suggestions. I’ve never had an insurance agent or carrier take the time to go over everything as well as explain it and with detail, or that was willing to answer my million questions. He saved me a whole bunch and my new policy on my vehicle insurance is a much better policy with a lot more coverage than I had before. I would absolutely recommend going here for any all Insurance needs! I had a great experience and feel very secure in knowing my vehicle is covered and I have a reliable agent to reach out to at any time that will communicate with me and treat me like a person rather than just another number. He definitely made me feel like family and very comfortable knowing I’m getting good coverage from an honest person with actual good intentions and care ♥️

Steve B.

3 years ago

Justin made sure we had the right coverage at this time in our lives. He made the whole process easy with only one stop to the office. If your looking for insurance or to make a change give Justin a call.

Kathy K.

4 years ago

Justin was very knowledgeable and he helped us to understand our insurance coverage and gave us many options. We felt very comfortable in dealing with him. We feel that we have an insurance policy that will cover us for much more than our previous company, plus it saved us hundreds of dollars. After all is said and done, we feel like we made the right decision and we would highly recommend him to friends and family.

Mandy H.

4 years ago

Justin was extremely helpful and responsive. He assisted us with combining policies as we combined our households. Highly recommend Terp Family Insurance!

Pamela B.

4 years ago

Very professional and answered any and all questions that I had , no matter how many times I asked them, very knowledgeable, I know we are in good hands !

Jody K.

4 years ago

Friendly service. Understanding of situations. Made switching insurance easy and fast. Would recommend to others.

Garrett W.

4 years ago

Went to Justin for my small business. He made it by far the easiest part of starting a business. Telling everyone I know to go see him.

Joy K.

4 years ago

A very personable an informative employee/owner? Gave me information. Will return at a later date if it will be needed

Gary P.

4 years ago

We're fairly new to the area and a family member recommended Justin and Terp Family Insurance. We got top rate treatment. Justin put together an amazing insurance pkg for us for a price that was far below anything we've paid for insurance ever. He not only knows and does his job well but he cared about us and made sure we understood all the options so we could make informed decisions. Justin was a delight to work with! So glad we found him!

S. P.

4 years ago

Justin is so professional! In addition to being knowledgeable and competent, he's also personable and friendly. I actually enjoyed talking with him about insurance. He's very good at his job: I am still amazed at how quickly he arranged for my policy. I highly recommend him!!! Thank you, Justin!

Steve W.

4 years ago

recommends

Justin was excellent to work with! After having a very bad experience with another agent, Justin took time to understand my family’s needs, find a great plan for us and was awesome to work with!

Clay K.

4 years ago

Justin took time to get to know his client which in the long run helps me trust he has best intentions for me. He has been recommended by many others I know and I am doing the same. Highly recommended.

Courtney H.

4 years ago

Justin made everything quick and painless! He is very flexible and wonderful to work with.

Matt S.

4 years ago

Saved us over $300 from our previous policy. Justin was excellent to work with. Very accessible, quick responses, and a great communicator. Would definitely recommend!

Dean G.

4 years ago

Saved us about 30 % on our autos and home with an increase in coverage. We are totally happy with Terp Family Insurance

Raquel R.

4 years ago

Thank you Justin for finding us better insurance coverage. You sat down with us and went through everything. He is very knowledgeable, friendly and we are definitely happy we made the switch to Terp Family Insurance.

David O.

4 years ago

Justin met us at our home and thoroughly went thorough all of our options. He was very personable and friendly! He makes himself readily available to answer any questions we have!

Joyce R.

4 years ago

recommends

My husband and I were extremely appreciative for the one on one meeting with Justin this morning. He was very informative as to reviewing and updating our policies. I thought gone were the days of personal contact, however he should us otherwise. If you are looking to have someone service your home, auto and umbrella coverage, you should check out Justin. Thanks Justin for the information and your time.

Coreen T.

5 years ago

recommends

Justin is a kind and caring agent. Thank you for taking the time to explain our new insurance policies. We were happy to save money and have better coverage!

Sue M B.

5 years ago

recommends

After many years with an insurance company that was suppose to be discounted for seniors, we found a breath of fresh air with Justin At Terp Family Insurance. Not only did he give us a better price for our home and autos, he added much more options and enhancements. We are extremely pleased with the package he put together for us. Better insurance for less money. It doesn't get any better than that.

Anne S.

5 years ago

recommends

Justin works great with you. Able to increase my coverage and still save a few dollars.

Tina Hoffman R.

5 years ago

recommends

Justin was amazingly accommodating in every aspect. I am also getting great coverage for my business and at a very good price. Very satisfied overall.

Matt B.

5 years ago

recommends

When you have to file a claim is when a great insurance agent stands out! Not only does the Terp/Secura team provide reasonable insurance rates, they truly take care of you through the claim process. I highly recommend Justin Terp!

Doreen B.

6 years ago

recommends

Justin was extremely helpful and excellent to work with. He listened to our needs and found us a policy with better benefits for less $$ and we couldn't be happier. We highly recommend Justin and Terp Family Insurance.

Marlene K.

7 years ago

recommends

Thank you Justin! I'm very happy with the insurance choice you found for me.

Kathleen Marie D.

7 years ago

recommends

Justin was excellent to work with in reviewing our current insurance, and saving us $$ with Acuity. We would highly recommend Terp Family Insurance!

Alisha J.

7 years ago

recommends

We switched from Travelers to Acuity. My transition was fast and easy, and Justin was great to work with. Justin saved us roughly $400/year along with new and better coverage! I would definitely recommend Terp Family Insurance to family and friends!

Julie B.

7 years ago

recommends

Friendly, inviting and knowledgeable. Justin helped me with my auto insurance coverage. I'm happy to call Terp Family Insurance my new provider

Stacy V.

8 years ago

recommends

Justin is so personable and explains insurance coverage very thoroughly. We are so glad to have made the switch to Terp Family Insurance. I will recommend him to family and friends!

Patty H.

8 years ago

recommends

Excellent service!!! So glad we switched to Terp Family Insurance! Love the savings and the small town feel!

Anna C.

8 years ago

recommends

We recently switched our personal insurance carrier through Terp Family Insurance. Justin is the absolute best. From the first visit, to the comparisons, his pertinent inquiries and very honest, sage advice, he was just wonderful. He was never pushy or made us feel obligated to make any decisions. We really felt like he treated us like his parents. Additionally, he helped me find coverage for a new business venture. Again, he walked me through the steps and questions with such patience and concern. I can't thank him enough. If you have any insurance needs, we highly recommend contacting Justin Terp in his new office on North Rapids Road.

Jennifer F.

8 years ago

recommends

We have had our insurance with another company for many years. And we are excited to have made the switch. The time spent with Terp Family has not only saved us some money, but has given us a close trustworthy experience. Terp Family gets to know your family and goes the extra mile to show he cares.

Missy S.

8 years ago

recommends

Justin has been very accommodating and looking out for us. He did an excellent job explaining the benefits and differences. Very excited to work with Justin.

Cyndie R.

8 years ago

recommends

Justin did a great job in explaining different insurance company options & which would be best for us. Went over the coverages for both home & auto; compared them & in the end saved us money. Thanks Justin for your efforts.

Tommy B.

8 years ago

recommends

Justin did a great job finding the insurance that we needed for my business and our home and auto . Justin always treats us fair and looks out for our needs . We saved money ,got lower deductibles,and more coverage. I would recommend Justin to anyone ,he's a great guy ,and easy to work with.